Information on insurance can be found below or from its source: the Saskatchewan Soccer Association website. For the most current and up to date information, please use the link for SSA's information.
A primary membership benefit is coverage under Saskatchewan Soccer liability and accident insurance policies. All Regular and Associate Member Organizations and entities, as well as volunteers (organizer members) and athletes, team personnel and match officials (participant members) are covered while participating in sanctioned events. Coverage does not include participation in non-sanctioned events or participation against non-members.
For full details on the SSA insurance policy see Member Rights and Responsibilities Policy, Article 9. [Bylaws & Policies webpage.]
Accident insurance provides protection against losses resulting from bodily injury due to accident for players, team personnel, and match officials during official games, practices and team/club travel throughout the entire season (from the date of first practice to the date season ends).
Coverage includes, but is not limited to, dental, eyeglasses, prescription drugs, crutches, ambulance, and physiotherapy.
The Saskatchewan Soccer accident insurance policy is a secondary payable policy. This means if employer coverage exists, the claim must first be made through your employment coverage and then through the Saskatchewan Soccer policy. Check your employment coverage to ensure you receive all eligible benefits. For players under the age of 18 and without employment coverage, claims must first be made through the parent's employment policy.
Process for Completing an Accident Claim
From the day of the accident participants have:
30 days to see a physician and submit their claim form to the Saskatchewan Soccer Office along with original receipts. Keep copies of all receipts and documents for your records.
Coverage includes general liability insurance (up to $10,000,000) and directors and officers insurance (up to $5,000,000).
General Liability Insurance
Accidents happen and you can be sued by anyone who claims injury or damages resulting from your activities. You may not be liable, but you will need to be defended in court. The Saskatchewan Soccer liability policy will pay for this defence as well as any costs awarded against you. In short, liability insurance gives you peace of mind.
Directors and officers may be sued for actual or alleged errors or omissions while performing their duties as officials of the organization. D&O insurance will pay those sums the organization, directors and officers become legally obligated to pay as compensatory damages because of a wrongful act.